When First State Bank opened in 1999, the goal was to create a hometown bank for Faulkner County large enough to meet every financial need, but small enough to offer friendly personal service. Today, we’ve achieved our goal. We have 11 banking locations in Faulkner County, three in Searcy and one in Morrilton and Quitman. Through our HBI partnership of banks we also give you more than 40 other locations throughout Central Arkansas. First State Bank offers a full range of banking services such as free checking, free nationwide ATMs, internet banking, online bill pay, cash management services, mortgage loans, insurance and products to meet all your personal and commercial lending needs. Make a deposit before we close and you’ll get credit for it that day, even if you bank after 5 pm. No other bank offers that.